Building Homes...Building Hope

Habitat for Humanity Vermilion is a Project Committee of the Lloydminster Chapter of Habitat for Humanity.
Habitat for Humanity is a nonprofit, ecumenical Christian housing organization.
Habitat for Humanity works in partnership with people in need to build and renovate decent, affordable housing. The houses are then sold with no interest charged.
Our goal is to provide families in need a "hand-up" not a "hand-out".

Tuesday, January 27, 2015

HABITAT FOR HUMANITY VERMILION IS SEARCHING FOR A PARTNER FAMILY

While our second Habitat build progresses, the committee is looking for a partner family that will call it their own.

Habitat for Humanity believes that everyone deserves a decent place to live, but we also understand that homeownership is not for everyone. Applicants must meet a clear set of criteria, such as minimum household income, to qualify for the program. 

Some will not qualify for the program for various reasons. For example, some families will not earn sufficient income, others may have a debt load that is excessive, others may not be in a position to manage the responsibilities of homeownership.

If the following describes you and your family and you are interested in owning a Habitat home, please call Holly at 780-853-6189 to discuss it.

Do you need adequate housing possibly due to unsafe or unhealthy conditions, overcrowding or unreasonable high rent? 

Some aspects of inadequate housing include:
Repairability: Head(s) of household, family and friends are unable to readily repair deficiencies. Landlord is consistently unwilling to complete necessary repairs. Repairs cannot be made as documented by building inspection officials. Heating and climate: Heating system does not provide for healthy/comfortable living. A wood burning or kerosene heater is a primary source of heat. Insulation is not sufficient to maintain minimal comfort even after correction. Mould is present and recurring in the home. Air infiltration at doors, windows, etc., cannot be stopped even after weatherization. Need for a special indoor environment has developed (e.g. air purity, temperature) and present home cannot be readily adapted.
Plumbing: There is not a continuous supply of safe, potable water. There is not a safe/sanitary method of sewage disposal.
Electrical: Supply is not reliable. Panel and service are incapable of handling load. Breakers are consistently tripping or fuses are consistently blowing after use corrections. Wiring poses a threat to safety (e.g. fire, shocks).
Safety: Access to street, yard, parks or playgrounds is hazardous. There are unavoidable dangers to children. Immediate physical environment contains non-removable hazardous or toxic material. There is no ready means to egress from a basement bedroom.
Accessibility: Non-correctable barriers to physically challenged family members exists.

Do you have the ability to repay the zero-interest mortgage, and have a steady income? For example: A family of 4 and earn between $28,435 and $41,307.

A family will be considered when they demonstrate the ability to make regular monthly payments for rent, utilities and other credit obligations. Regarding bankruptcy, liens and judgments, a family will be considered if they have not declared bankruptcy within 3 years of application review; if any previous bankruptcy has been fully discharged; and if the family has no liens or continuing judgments that cannot be cleared prior to closing.

Are you willing to partner with the Habitat program, which is expressed through providing 500-hours of “sweat equity” working on Habitat build projects and other approved charitable work in the community? Partner families will complete a minimum of 500 hours per household. Extended family, friends, colleagues of partner family may donate sweat equity hours to be counted toward the sweat equity requirement. Children under 16 years are not permitted on the build site but can contribute sweat equity hours by assisting with neighbourhood mail drops (ground breaking and/or dedication invitations to neighbours), writing stories about their Habitat experience for newsletters, writing thank you letters to volunteers and donors, preparing school projects about Habitat and homeownership subjects and completing volunteer work in the community through recognized youth organizations.



If you are unsure whether you qualify please call Holly at 780-853-6189. Don’t miss out on this wonderful opportunity!